Exclusively endorsed by the Recreation Vehicle Dealers Association (RVDA) since 1992* and also backed by various state associations, XtraRide® and JayPlus™ are two of Protective’s innovative RV programs. We serve both franchise and independent dealerships offering flexible point-of-sale, post-sale and renewal programs.
XtraRide comes with additional benefits that further enhance the purchase of a service agreement. Coverage for these benefits begins the day of agreement purchase and includes items such as towing and road service, concierge service, RV technical support, service call reimbursements, travel expenses, food spoilage, fuel and L.P. gas replacement, claim assistance, substitute transportation, pet benefit, manufacturer’s deductible reimbursement and airfare benefit.
Designed for both franchise and independent dealerships, our XtraRide service contract plans extend the length of coverage for mechanical breakdown repairs beyond the manufacturer’s warranty. Product highlights include:
Towables are very popular and include travel trailers, fifth-wheels, slide-in campers, pop ups, horse trailers, live-in horse trailers, toy haulers, utility trailers and park models. Product highlights include:
Protective provides optional tire and wheel coverage for the unexpected costs caused by road hazards such as potholes, nails and jagged metals. Plan highlights include (where state allowed):
Motor home and towable plans come with additional benefits that further enhance the purchase of a service protection plan. Coverage for these benefits begins the day of policy purchase and includes:
Platinum Coverage is exclusionary coverage which protects every component but a very few.* Also included is the added benefit of the Convenience Package and the Audio/Video Technology Package in the optional benefits at no additional cost to you.
*See contract for complete list of excluded components
USA Travel Care offers consumers a choice of coverage’s for their Motor Home, Travel Trailer, 5th Wheel, Pop-up or Slide-Out Camper. Consumers can choose the level of protection designed for their RV lifestyle.
(Coast to Coast including Canada)
Toll Free Claims Service
(Friendly, Knowledgeable Staff Waiting to Help)
Unlimited Number of Claims
(Can be as High as the Value of your RV)
Corporate Credit Card
(Payments Made Directly to your Repair Facility)
Ability to Transfer Upon Resale
(Increases the Resale Value of Your RV)
USA Travel Care Pays for…
(Parts, Labor, Fluids and applicable States Sales Tax for Each Authorized Repair)
All You Pay is Your Low Deductible
In the event of a covered Breakdown, We will reimburse You for these additional benefits:
TOWING EXPENSE: If towing assistance becomes necessary due to a Breakdown of a covered component, towing expenses not payable by insurance will be reimbursed to You for up to $300.00 per occurrence.
RENTAL EXPENSE: We will reimburse You for actual expenses for substitute transportation if necessary due to a Breakdown of a covered component. Such reimbursement will be limited to fifty dollars ($50.00) for every four (4.0) hours or portion thereof, of applicable labor time required to complete the covered repair based on applicable nationally recognized labor time standards up to a maximum of seven (7) days and $350.00 per occurrence. A substitute Vehicle must be rented from a licensed rental agency and receipts are required for reimbursement.
ADDITIONAL RENTAL EXPENSE: If a covered repair is performed to the Engine, Transmission or Drive Axle the rental benefit will be increased by up to five (5) additional days. In the event a covered Breakdown results in a parts delay or Unit inspection the Administrator at its discretion may authorize a per day extension for additional rental reimbursement except where prohibited by law.
TRIP INTERRUPTION/TRAVEL EXPENSE: When Your Vehicle is disabled due to a covered Breakdown more than 100 miles from Your residence, We will reimburse You for up to three (3) days for lodging and restaurant meal expenses up to a maximum of $125.00 per day subject to the following conditions: (1) The Breakdown causes a delay in route to Your destination. (2) The date of the Breakdown will be considered the first day of the three (3) day maximum period. The expense must be incurred between the time of the Breakdown and the time the repairs are complete, or by the end of the third calendar day subsequent to the Breakdown date if the repairs are not completed, whichever occurs first. Receipts are required for reimbursement.
REDUCED DEDUCTIBLE AT THE SELLING DEALER: When You choose the Selling Dealer listed on the Information Page to perform repairs to Your Vehicle, Your Deductible will be reduced by $50.00. This does not apply to a zero dollar ($0) deductible.
FOOD SPOILAGE: If the covered refrigerator or freezer Breakdown results in a loss of perishable food or beverages (does not include alcoholic beverages), We will reimburse You up to $75.00. Receipts are required for reimbursement.
FUEL/L.P. GAS REPLACEMENT: When a Breakdown of the covered fuel tank or L.P. Gas Bottle results in the draining of fuel or L.P. gas, We will reimburse You up to $50.00 per occurrence. Receipts are required for reimbursement.
MANUFACTURER WARRANTY DEDUCTIBLE REDUCTION: When a covered Breakdown results in You having to pay a Manufacturer required deductible, We will reimburse You up to $100.00. Receipts are required for reimbursement.
GUARANTEED PART-REPLACEMENT: If a part covered by the Agreement fails a second time during the term of the Agreement, all the repair charges including the deductible obligation are paid by Us.
SERVICE CALLS: In the event of a Breakdown of the Vehicle’s Chassis, Slide Out and Jack Systems, You will be reimbursed for reasonable service call charges up to $100.00 per occurrence. This benefit only applies to a Breakdown of the Vehicle’s Chassis, Slide Out and Jack Systems covered under this Agreement.
EMERGENCY ROADSIDE ASSISTANCE: Coverage and Limitations for Roadside Assistance
Compass GAP is a Guaranteed Asset Protection program administered by American Guardian. If your vehicle is totaled or stolen, your vehicle may be worth less than what you owe on the vehicle loan at the time of the loss. Compass GAP helps protect you in situations like this.
What is GAP?
G.A.P. stands for Guaranteed Asset Protection. During the first few years of ownership, the probability of the actual cash value of your vehicle being worth less than the loan payoff is high. If your car was deemed a total loss, the “GAP” could translate into thousands of dollars still owed after your insurance company paid the actual cash value of the vehicle.
Guaranteed Asset Protection (GAP) covers the difference between the actual cash value of your vehicle and the amount of the loan at the time it was stolen or totaled in an accident.
Why do you need the American
Guardian Warranty Services, Inc.
Tire & Wheel Road Hazard
• Benefits backed by “A-” rated insurance carrier
• Protection from rising repair costs
• Flexible Coverage Terms from 1 to 7 years
• Cars, Light Trucks, Motorcycles, Single and Dual Axle Trailers and RV’s
• New and Used Vehicle Plans
• A+ rated Customer Service
Policy Protection Includes:
• Repair or replacement coverage for tire and rims (including mounting, balancing, and taxes)
Covered Road Hazard:
Nails, glass, potholes, rocks, tree limbs or any other object or condition not normally found in the roadways.
• Emergency Roadside Assistance benefit including: towing, battery service, flat tire, fuel delivery, fluid delivery and lockout assistance
• Coverage extended to towing vehicle as well
• Zero deductible
• Transferable coverage
• This is not a reimbursement program Protection, response and service are only a few of the many reasons why so many motorsts rely on American Guardian Warranty Services, Inc. for protection.
* See Policy for complete details.